AI and human-assisted helpdesk
AI triages service requests, recommends resolutions, and gives human support teams the complete context needed to resolve complex cases faster.
Next Gen AI Core Banking Solution
An intelligent foundation for secure, scalable, customer-centric banking.
Overview
An AI-powered core banking platform that streamlines banking operations, automates processes, supports regulatory compliance, and delivers secure, scalable digital banking experiences.
Designed for banks, co-operative institutions, credit societies, and modern financial organisations, the platform connects customer servicing, deposits, lending, transactions, payments, reporting, and management intelligence through one dependable operating foundation. Its modular architecture supports phased transformation without forcing institutions to replace every existing system at once.
Product ExperienceNext Gen AI Core Banking Solution
Platform Capability
Key Features
Purpose-built technology that brings intelligence, control, security, and operational depth into every banking workflow.
300+ banking functionalities
A broad functional library supports customer, account, deposit, loan, teller, transaction, reporting, and compliance workflows from one platform.
25+ integrated banking modules
Connected modules share consistent data and controls across core operations, digital channels, payments, analytics, and administration.
Cloud-native microservices architecture
Independently scalable services reduce release risk, improve resilience, and make it easier to modernise specific capabilities over time.
SaaS and on-premises deployment
Institutions can choose managed cloud delivery or controlled on-premises deployment without compromising the core product experience.
RBI and NPCI-ready platform
Security, audit, payment, and reporting controls are structured to support integration with prevailing RBI and NPCI requirements.
Measurable Business Value
Benefits
Clear operational and customer outcomes designed to improve efficiency today while creating room for sustainable growth.
40-60% reduction in manual operations
Workflow automation removes repetitive intervention, standardises processing, and allows teams to focus on exceptions and customer service.
Faster customer onboarding and transaction processing
Straight-through journeys, shared data, and configurable approvals reduce wait times from account opening through daily transactions.
Real-time AI-driven business insights
Decision-makers receive timely signals across customers, branches, products, risk, and profitability instead of relying on delayed reports.
Self-service reporting without IT intervention
Authorised teams can access operational and management information directly, reducing report backlogs and dependency on technical resources.
Lower total cost of ownership
A shared platform, modular deployment, and reduced manual work simplify technology operations and improve long-term cost efficiency.
Faster time-to-market for new banking products
Reusable services and configurable workflows help institutions introduce new offerings without rebuilding the underlying banking foundation.
Connected Product Ecosystem
Sub-products
Modular capabilities that can be adopted independently or connected as one cohesive banking platform.
Product Knowledge Center
Frequently Asked Questions
Practical answers about implementation, integration, security, scalability, and institutional fit for Next Gen AI Core Banking Solution.
01Who is the AI-powered core banking platform designed for?
The platform is designed for banks, co-operative institutions, credit societies, NBFCs, and financial organisations that need a secure and scalable foundation for core operations, digital services, reporting, and growth.
02Can it integrate with an institution's existing systems?
Yes. Its modular, API-ready architecture can connect with existing payment rails, digital channels, identity services, reporting tools, and third-party applications so modernisation can be planned in practical phases.
03Which deployment models are supported?
Institutions can evaluate managed cloud, SaaS, or controlled on-premises deployment according to their operating model, security requirements, integration landscape, and internal governance policies.
04How are security and operational control addressed?
The platform supports role-based access, maker-checker workflows, audit trails, controlled approvals, encryption, monitoring, and configurable controls that help institutions maintain disciplined and traceable banking operations.
Product Portfolio
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Choose one product family to view its complete overview, connected sub-products, key capabilities, and measurable business outcomes.
